Mojo and a Warning

I've yet to regain my writing mojo. It's been about two weeks now, and I still lack the interest to add anything to my WIP's. I've tried, yet everything I write seems either overly done or bland. I hope this dry spell ends soon.
On another note; I was quite pissed today when I checked my bank account to find that Mastercard had went into my bank account to take a payment that was slighly overdue. Is this even freaking legal?
The reps from Mastercard (I spoke to two) were useless. Between their stuttering and trying to back themselves up, they said I had signed in my agreement a paper giving them permission to do this. In eight years I've never had this happen with them and my account has been overdue on a couple of occasions in that time period. I am pissed off and if I could have reached through the phone.... *SIMMER DOWN* I feel violated that they did this. I demanded a copy of the form that I 'signed' to be sent out to me in the mail. After the rep sighed a bit, he said he would. I look forward to getting it, but for some reason, I don't think it will ever show.